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Patrick (“Pat”) Ramge is a senior vice president and the State of Florida regional manager of Wells Fargo’s Commercial Real Estate Group. Based in Fort Lauderdale, FL, he leads more than 12 team.

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FHA MORTGAGE BENEFITS: The FHA mortgage is so popular is because florida mortgage applicants use them are able to take advantage of benefits and protections unavailable with any other mortgage loan program. Loans through the FHA are insured by the government, so the Florida mortgage lenders that approve these loans are more lenient.